![]() These are the best banks for certificate-of-deposit customers.Īll offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of rising rates during the CD term or providing greater-than-usual flexibility around withdrawals. That makes them great savings tools for people who don’t need to access their funds right away. With fixed or upwardly adjustable interest rates, terms ranging from as short as one month to as long as 10 years, and FDIC insurance up to $250,000 per account, CDs are useful tools for saving funds you don’t need right away - and earning a yield in the meantime.Īlthough prevailing rates vary widely by bank, CDs tend to have higher yields (better rates) than other types of bank accounts, including checking, savings, or money market accounts. No investment or savings vehicle is entirely without risk, but certificates of deposit (CDs) offer more security and predictability than most. Mone圜 does not include all savings companies or all savings offers available in the marketplace. ![]() This compensation may impact how and where products appear on this site. ![]() The savings offers that appear on this site are from companies from which Mone圜 receives compensation. ![]()
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